Mortgages
Whether you want to buy your dream home, raise money for holidays or cars, home improvements, consolidate debt, buy an investment property, a divorce settlement or school fees we will use our decades of experience to find the most cost effective and bespoke solution for you sourced from the whole of the market in our role as independent advisers with access to all lenders in the UK.
Lending in later life
If you want to release money in later life (55+) with the option to make no monthly repayments or repayments that you choose to make whenever you like either monthly or on an ad hoc basis for any variety of reasons we’d be delighted to help you.
Living life normally whatever happens
How would you & your family manage if your income stopped or reduced temporarily or full time? For decades we’ve helped many clients maintain a normal lifestyle in the event of a death, critical illness or short term incapacity taking away financial stress in times of need.
Protecting the other stuff!
If you have a mortgage contractually you have no choice but to have buildings insurance, it makes sense to have contents cover too should your plasma tv fall off the wall, you have a carpet spillage, electricity failure of at least one complete circuit, gas leak, water supply system & heating failure, damaged locks, lost keys, pest infestation including wasp etc which can be perceived as all boring points but we’ll make sure you are protected and life goes on quickly & normally for you as we’ll source the correct & cost effective products for you. We also offer Landlords cover amongst many other types of insurance too sourced independently.
Protecting the other stuff!
If you have a mortgage contractually you have no choice but to have buildings insurance, it makes sense to have contents cover too should your plasma tv fall off the wall, you have a carpet spillage, electricity failure of at least one complete circuit, gas leak, water supply system & heating failure, damaged locks, lost keys, pest infestation including wasp etc which can be perceived as all boring points but we’ll make sure you are protected and life goes on quickly & normally for you as we’ll source the correct & cost effective products for you. We also offer Landlords cover amongst many other types of insurance too sourced independently.
Solicitors and conveyancing for your purchase or re-mortgage
All house purchases, equity release & re-mortgage transactions require a law firm or conveyancer to carry out the necessary legal work, it’s crucial therefore that the chosen solicitor or conveyancer are capable of carrying out the necessary work on your behalf quickly, accurately & at the best rate available. We receive regular feedback from prospective clients who’ve been disappointed by the historic quality & costs charged by some firms, thankfully we have many contacts which allows us to select the right firm for you who can handle your case swiftly & at the right price including a home visit guaranteed for equity release cases.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Solicitors and conveyancing for your purchase or re-mortgage
All house purchases, equity release & re-mortgage transactions require a law firm or conveyancer to carry out the necessary legal work, it’s crucial therefore that the chosen solicitor or conveyancer are capable of carrying out the necessary work on your behalf quickly, accurately & at the best rate available. We receive regular feedback from prospective clients who’ve been disappointed by the historic quality & costs charged by some firms, thankfully we have many contacts which allows us to select the right firm for you who can handle your case swiftly & at the right price including a home visit guaranteed for equity release cases.
Your Home (or property) may be repossessed if you do not keep up repayments on your mortgage or any other debts secured on it.
Protecting your own & your family’s estate from the 5 threats & wills & LPAs
If you answer yes to one of the below 5 points our separate business in respect of estate planning can help you
- Lost inheritance – HMRC claiming 40% Inheritance Tax generation after generation payable on the same assets.
- Money ending up in the hands of other people instead of your children, grandchildren upon your children divorcing.
- Lost inheritance to your children, grandchildren & family if a family member has creditors, CCJs or is even declared bankrupt after your death.
- Losing your home to your Local Authority to pay for Long Term Care – 40,000 forced to sell house annually in the UK to pay for care costs.
- Lost inheritance to your children, grandchildren & family upon the re-marrying partner divorcing or dying after 1st death.
Wills & Lasting Power of Attorneys can also be arranged.
Wills , Trusts , Estate planning and conveyancing services are not regulated by the Financial Conduct Authority.
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Testimonials
Jo Ashworth
Jo Ashworth
I would absolutely recommend Mike and the team. They have been a pleasure to deal with – thoughtful, responsive and incredibly helpful – and I will definitely be using their services again in the future. They find ways to make things happen. Jo Ashworth
Bryony
Bryony
We have worked with Mike for a number of years, providing solutions for his customers with alternate financial solutions. It is integral within a business to business relationship that there is trust and mutual respect, since we are working as an extension of Mike and the brokerage. Mike and the team have a fantastic ethos, to provide a personalised service to each customer, which makes working with Mike, his team and customers an absolute joy!Bryony
Mark
Mark
Myself and my business partner have used Mike’s services for many years – both for business and personal purposes. Mike is incredibly knowledgeable and himself and his team are always a pleasure to deal with and we would not hesitate to recommend! Mark
Marc Northover, Clinical Dental Technician
Marc Northover, Clinical Dental Technician
Mike & Gemma have always been fantastic. Their knowledge and attention to detail is second to none. They have handled a handful of successful mortgage applications for me over the years taking away all the stress and hassle. I would highly recommend the services of Campden FinancialMarc Northover, Clinical Dental Technician
Jim & Pep Walsh, Ambleside Care Home
Jim & Pep Walsh, Ambleside Care Home
I have a property portfolio and asked Michael to act as expert and adviser. Have known Michael for 12 years. During that time he has acted for my business and other properties and has done excellent work diligently and responsibly and to my complete satisfaction. I have no hesitation in recommending Michael in his line of work. Jim & Pep Walsh, Ambleside Care Home
Matt Butler & Charlotte Baxter
Matt Butler & Charlotte Baxter
Chris and his team have been extremely helpful and professional during our new Mortgage / Re- mortgage process. We haven't struggled to receive any updates or responses which has made this whole process very easy and stress free. You can tell Chris is very professional and passionate when it comes to his work. We couldn't have chosen a better team to work with so we will definitely be recommending them going forward, and we won't hesitate to get in touch should we need their services again. Thank you! Matt Butler & Charlotte Baxter
David Maund & Charlene Harper-Maund
David Maund & Charlene Harper-Maund
My wife and I have instructed Chris’s services for residential mortgage advice numerous times over the years. Chris has helped us with solutions each time, using his expert knowledge of the mortgage market to provide advice and guidance around which products best suit our needs and circumstances. Chris has always communicated well with us, keeping us informed of his research and updating us before, during and after the application process. He’s also personable and humorous, which always helps!David Maund & Charlene Harper-Maund
Get in touch
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Campden Financial office address: Izods Cottage Lower High St Chipping Campden GL55 6DY.